Frequently Asked Questions
Discounting checks is a simple and common operation in the financial world by which deferred checks can be converted into cash in a very short period of time.
Any business owner will agree that cash flow is the most important characteristic of business sustainability. A business with an unstable cash flow may be affected by a credit crisis, or be dragged into loans, and eventually drown in debt or go into bankruptcy. Therefore, recently, more and more business owners have started using the check discounting service. This is a 100 percent legal procedure (unlike the vague schemes that were popular 20 years ago), and it has become a reliable financial tool with the help of which you can run a business consistently and wisely, minimizing risks.
The Bank imposes a number of restrictions on the use of discounted checks, including:
- only negotiable checks are accepted (bearer checks will not be accepted);
- creation of a special bank credit line for business operations;
- the bank requires information about the person signing the check and the current status of his account;
- giving additional checks as the security for the operation;
- making a certain security deposit payment;
- fees for the operation (at least for the bank operation), and so on.
ΠΠ°Π½ΠΊ Π½Π°ΠΊΠ»Π°Π΄ΡΠ²Π°Π΅Ρ ΡΡΠ΄ ΠΎΠ³ΡΠ°Π½ΠΈΡΠ΅Π½ΠΈΠΉ Π½Π° ΠΈΡΠΏΠΎΠ»ΡΠ·ΠΎΠ²Π°Π½ΠΈΠ΅ Π΄ΠΈΡΠΊΠΎΠ½ΡΠΈΡΡΠ΅ΠΌΡΡ ΡΠ΅ΠΊΠΎΠ², ΡΡΠ΅Π΄ΠΈ Π½ΠΈΡ :
- ΠΏΡΠΈΠ½ΠΈΠΌΠ°ΡΡΡΡ ΡΠΎΠ»ΡΠΊΠΎ ΠΎΠ±ΠΎΡΠΎΡΠ½ΡΠ΅ ΡΠ΅ΠΊΠΈ (ΡΠ΅ΠΊΠΈ «Π½Π° ΠΏΡΠ΅Π΄ΡΡΠ²ΠΈΡΠ΅Π»Ρ» Π½Π΅ Π±ΡΠ΄ΡΡ ΠΏΡΠΈΠ½ΡΡΡ),
- Π²ΡΠ΄Π΅Π»Π΅Π½ΠΈΠ΅ Π΄ΠΎΠΏΠΎΠ»Π½ΠΈΡΠ΅Π»ΡΠ½ΠΎΠΉ ΠΊΡΠ΅Π΄ΠΈΡΠ½ΠΎΠΉ Π»ΠΈΠ½ΠΈΠΈ Π΄Π»Ρ Π±ΠΈΠ·Π½Π΅Ρ ΠΏΡΠΎΡΠ΅ΡΡΠΎΠ²,
- Π½Π΅ΠΎΠ±Ρ ΠΎΠ΄ΠΈΠΌΠΎΡΡΡ ΠΏΡΠ΅Π΄ΠΎΡΡΠ°Π²Π»Π΅Π½ΠΈΡ Π±Π°Π½ΠΊΡ ΠΈΠ½ΡΠΎΡΠΌΠ°ΡΠΈΠΈ ΠΎ Π»ΠΈΡΠ΅ ΠΏΠΎΠ΄ΠΏΠΈΡΡΠ²Π°ΡΡΠ΅Π³ΠΎ ΡΠ΅ΠΊ, ΠΈ Π΅Π³ΠΎ ΡΠ΅ΠΊΡΡΠ΅ΠΌ ΡΠΎΡΡΠΎΡΠ½ΠΈΠΈ ΡΡΠ΅ΡΠ°,
- Π²Π½Π΅ΡΠ΅Π½ΠΈΡ Π΄ΠΎΠΏΠΎΠ»Π½ΠΈΡΠ΅Π»ΡΠ½ΡΡ ΡΠ΅ΠΊΠΎΠ² Π² ΠΊΠ°ΡΠ΅ΡΡΠ²Π΅ ΠΎΠ±Π΅ΡΠΏΠ΅ΡΠ΅Π½ΠΈΡ ΠΎΠΏΠ΅ΡΠ°ΡΠΈΠΈ,
- Π²Π½Π΅ΡΠ΅Π½ΠΈΡ ΠΎΠΏΡΠ΅Π΄Π΅Π»Π΅Π½Π½ΠΎΠΉ Π·Π°Π»ΠΎΠ³ΠΎΠ²ΠΎΠΉ ΡΡΠΌΠΌΡ,
- ΠΊΠΎΠΌΠΈΡΡΠΈΡ Π·Π° Π²ΡΠΏΠΎΠ»Π½Π΅Π½ΠΈΠ΅ ΠΎΠΏΠ΅ΡΠ°ΡΠΈΠΈ (Π±Π°Π½ΠΊΠΎΠ²ΡΠΊΠΎΠΉ, Π²ΠΎ Π²ΡΡΠΊΠΎΠΌ ΡΠ»ΡΡΠ°Π΅) ΠΈ ΠΏΡΠΎΡΠ΅Π΅.
Anyone, either a business owner or a private individual, can use the service.
- You send the check to the company
- The company performs an initial verification and assessment of the integrity of the check, its validity, the level of risk, etc.
- After this, money, excluding all commissions and fees, will be given to the client directly or sent to the client's account.
The magic secret of Money Express is a personal and honest attitude to everyone who comes to us. We have hundreds of clients, most of them are business owners. They have come a long way with us and can confirm everything that is written here. We will be glad to help you with a big smile, offering the lowest prices in this sector of business, but never compromising on the quality of services.
Please, leave us your contact details, and we will get back to you as soon as possible, or call us at 09-8909989.
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